It’s unwise to pay too much, but it’s worse to pay too little. When you pay too much, you lose a little money-that’s all. When you pay too little, you sometimes lose everything, because the thing you bought was incapable of doing the thing it was bought to do

John Ruskin


Auto, Homeowners, Umbrella Liability, Watercraft, Motorcycle, ATV, Golf Cart, Valuable Items...and the list goes on! Personal Insurance is so much more than the lowest price, it’s about protecting the people and things in your life. 

Your needs are different from your neighbors, which are different from their other neighbors. 
The Hartleb Agency offers tailored coverage to fit your specific needs. That means coverage that protects you best for your situation, not a generic, one-size-fits-all policy. We take pride in our relationships with our clients to get to know them so we can construct a comprehensive insurance package for their protection. 

While we are selling you something we hope you never have to use, the reality is insurance is a necessity. We don’t just want you to be prepared in the event of a loss, we want you to be educated in what you’re putting your money, and trust in. From Michigan’s No-Fault Auto laws, to “who’s responsible if my neighbor's tree falls on my fence?”, we are here to answer those ‘what-if’ questions, so you know what to expect before it happens. 

Follow the links below to get started with a Home and Auto Quote: 

Life Insurance

Whether your goals are to protect your loved ones, income replacement, or final expenses, we are here to assist in finding affordable Life Insurance that will provide when your family needs it most. 

With companies offering Term Life with no medical exam required, it’s never been easier to get a policy in place. 30 minutes of your time now could make a huge difference in your loved ones lives down the road. 

Contact us for a conversation and a quick, over-the-phone quote.

Fire Departments & Emergency Services

You put your life on the line to protect others, let us protect you. Specialized coverage for Emergency Vehicles, Equipment, and Firefighters to offer the coverage to keep your team ready for the next call. 

Townships, Cities, & Villages

Your constituents put their trust in you to protect their interests and community. We’re here to support you and protect exactly those things. Our agents visit with your municipality and get to know your community throughout the quoting process to understand what makes each town unique and how to best serve you.

Public Officials Liability

The Michigan Township Association refers to Public Officials as “neighbors serving neighbors” and we couldn’t agree more. As an official you’re making important decisions to improve and protect your community. With that comes risks, and that is where the Hartleb Agency along with EMC Insurance is there to protect your board and it’s members.


Peaceful, Quiet, Historic. We’re here to protect your Libraries history while keeping up with the fast changing risks of cyber crime, freedom of speech, safety, and other new exposures that modern libraries have to navigate.

Special Events

Whether it’s the Independence Day Parade or the Ice Fishing Contest, we have the coverage for your special events, Festivals, and Fairs. With Loss Control and Risk Assessment services, make sure your community is well protected so the celebrations can continue on for generations.

Hartleb Agency, 5840 King Hwy, Kalamazoo, MI 49048 // (269) 385-5911 Contact Us